Rachel O’Dwyer

Rachel O’Dwyer is a lecturer in the School of Visual Culture in the National College of Art and Design, Ireland.

Stained in Red: Credit Data

Rachel O’Dwyer, 4 April 2019

When​ the Chinese e-commerce platform Alibaba, the biggest retailer in the world, launched an app allowing its customers to buy products and transfer money instantaneously, it understood that the resulting data – who buys what and who sends money to whom – could also be used to underwrite credit. In a society where grandmothers use smartphones to pay for groceries and beggars...

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